Create Wealth not Liabilities

When you make the right choices in life you always remain ahead and no matter the situations that come your way you stay on top. Peter sent me his story from London. Peter grew up in an average home and had a good education and he was modest or so he thought until he left home and started working. His early days working were just the regular 9 – 5 kind of work with just the right salary to live by and also to get the working experience he needed. At 35 years he got a very good job with all the trimmings, a salary with five zeros, a car, housing and medicare. So Peter knew it was time to get married and then he met Jane in church, she was any man dream woman. Life was just perfect. This is where he said he missed it; instead being modest Peter forgot where he was coming from and began to live the big boy’s life. Expensive clothing’s, Expensive phones, designer perfumes, Expensive shoes and watches. It’s been 5 years now and he still has not been able to meet his bills, his children school fees, rent and has not been able to own his own house.
Peter’s situation is self induced, he has not been able to put a stop to his hunger or should I say cravings to spend money instead of making money work for him. He is easily bowed over by peer pressure, he moves in the wrong circle, the type of people he works with are the fun seekers who believe only in their monthly pay checks and have no desire to delay gratification for something better.
The money you earn can be become the capital for a business or an idea, instead of that expensive toy or gadget why not invest in the future when you may need to take things easy. That dress or new car, that expensive shoe or suit can become a stock or bond. Remember that that job or office where you earn so much was somebody’s idea or dream that has become a blessing to so many people who are earning money to help and meet their families need. After working for a year you should have saved half of a years salary to make up for your effort, if that’s the opposite then its time to do a rethink and change your ways of living. Always take time to think things over, a day or 2 to decide before spending large amounts of money and finally never buy things on credit, if you ever need a new dress or shoes and do not have the cash to buy then you can live without it let it go. Always plan and save to buy an item, when you train yourself this way, savings will increase and ideas to increase your savings will come. Take charge

Enthusiasm (God within us)

ENTHUSIASM.Ever thought of what that word means, I never thought of it until I decided that I would stop being a mediocre and be truthful to myself and to the dreams that God gave to me. Today come out of self pity and stop blaming everybody for your failures or your fears. You are bigger than your fears, remember that your fears are inside of you and you know what if it’s inside of you then you are bigger than it. You are the only one that has the ability to make you a SUCCESS or a FAILURE. Faith is the exact opposite of fear, for once have the decency to believe in yourself, I am aware that those around you can puncture your dreams but it all depends on your outlook. Be a positive person, go ahead start that business if it fails at least you started and you can then find out how you failed at it. To fail does not make you a failure, it just proves that you are on track and if you consistently hit at it you might just discover GOLD. Today take that step and discover a world of possibilities

Be Active

An idle mind is a play ground for the devil. An inactive person will expire and I mean it. I often wonder how a man or woman will retire from work and just sit around doing nothing. This will only lead to boredom, sickness and death. No matter the age NEVER retire, you see man was made to work and I mean to be active, the moment you stop working or being active in service or a job then you begin to die.
Never allow the mundane life, be actively involved in something, get your gratuity funds and start a business, a cause or a service.
A 65 year old lady who retired went to the US to visit her daughter who just had a baby and stayed to take care of the baby as child care persons in the US are expensive. Few months later before she knew it she started taking care of new born babies whose mothers had to go to work and before long it grew and at 75 today she has built houses back home in Nigeria and became a M millionaire at 75.
What are you waiting for, NEVER retire be active, be the answer to that need in your locality. You are not a NOBODY.